
Know before you give
About 20 percent of charitable donations are made in December, which makes sense when you consider that folks are in the giving state of mind and likely want to take advantage of any possible tax deductions before the year ends. But before you open your wallet, it’s important to research your charity to check how much of your donation actually goes to help others versus covering administrative or other costs. Here are some of the charities where your donations go the furthest. Rather donate time than cash? Consider these creative ways to volunteer and make a difference.

The World Vision
This Christian organization spreads the message of Jesus and contributes funds and aid to families around the world. According to their website, they currently help more than 3.5 million children in 100 countries. These efforts include tsunami relief, medical care, and other necessities. If you feel inspired by their practices and align with their beliefs, you’ll be happy to know that 86 percent of their total operating expenses go toward programs that benefit children, families, and communities. They also make some beautiful gifts that give back.

Doctors Without Borders
Since 1971, Doctors Without Borders has helped those in critical need around the world. By bringing medical professionals to areas of conflict or parts of the globe where infectious diseases run rampant, they’ve not only helped to improve the quality of life for tens of millions of people, but they’ve also saved countless communities. If you aren’t a doctor, you can still help this organization by donating money to their efforts. This money is used 88 percent for programs, 11 percent for fundraising and only 1 percent for management. Here are 15 ways you can help after a natural disaster.

The Nature Conservancy
Though industrialization creates jobs and feeds demand, it also kills precious ecosystems the planet needs to thrive. Since 1951, The Nature Conservancy has worked tirelessly to be the figurative bodyguard for planet Earth. While the charity is based in Arlington, Virginia, they’ve successfully protected 119 million acres of land and thousand-upon-thousands of miles of rives globally. If you are Team Mother Earth, consider giving to this charity, since 96 percent of your donation goes toward their mission.

Helen Keller International
You probably recall the amazing, heroic story of Helen Keller, who while blind and deaf, wrote timeless classics and became the very first blind-deaf person to earn a bachelor’s degree (Here are a few things you should never say to a deaf person). Named in her honor, the Helen Keller International charity is working to improve the quality of life and the prevalence of malnutrition and blindness. This includes programs and research connected to all areas of health, nutrition, and vision. If this is a cause you cherish, consider donating, especially since 85¢ of every dollar goes straight to fund their work. Don’t miss these powerful ways you can give back without breaking the bank.

American Humane
When you’re watching a TV show or a movie, do you ever notice the ‘No animals were harmed’ message? The reason furry friends are protected from mistreatment is thanks to the American Humane, a 100-year company that fights tirelessly for the safety of animals. In addition to their work in Hollywood, they also work to provide animal welfare conservation programs for farms, and rescue missions across the country. They were also named the highest-rated charity by Consumer Reports this year, with 91 cents of every dollar going directly to four-legged (and two-legged and no-legged) animal buddies. You can also help by donating one of these 18 things animal shelters desperately need right now to a local shelter.

Breast Cancer Research Foundation
As its the most common cancer in American women, many groups are working to determine a cure for breast cancer. But the Breast Cancer Research Foundation—BCF for short—is the only one to have an “A” rating from CharityWatch.org. They also have the GuideStar USA’S Gold Seal of Transparency, since they are open and candid about their strategies, goals, capabilities, achievements, and progress. This recognition is only given to the top 0.5 percent in this 1.8 million IRS-recognized organizations. When you contribute, 96 percent of donations go to programs and fundraising. Find out what oncologists wish people knew about breast cancer.

Girls Inc.
If you want to fundamentally change the next generation of women, your donation is well spent with Girls Inc. This nonprofit organization works in 350 cities across the country and Canada, to provide mentoring and support for girls aged 6 to 18. When these young women are part of the program, they do better in schoolwork, are more likely to attend (and graduate!) from college, and engage less in risky behaviors. For every dollar donated, 87¢ goes toward helping the girls, with only 2 percent toward management expenses. Find out the 10 things parents of girls wish they had known sooner.

Gary Sinise Foundation
If you have a veteran or first-responder in your life, you know how much of themselves they give to the job—and that they aren’t always supported in the way these brave men and women deserve. That’s where the Gary Sinise Foundation steps in to offer programs to these special humans to entertain, educate, inspire, strengthen, and build communities. For every dollar you donate to this important nonprofit, 91.12 percent is directly given to these programs. They also received the highest rating from Charity Navigator, by following excellent best practices in governance.

Catholic Relief Services
For decades, Catholic Relief Services, CRS, has worked to improve the quality of life for millions worldwide. As an active and efficient humanitarian aid organization, they send doctors and volunteers to dangerous, difficult parts of the world to battle emergencies, diseases, and other vital situations. Of all of the donations that are given, 93 percent goes directly to their efforts. They also met all of the 20 charity standards outlined by the Better Business Bureau’s Wise Giving Alliance, giving them an “A” rating. Find out 35 simple acts of kindness that take two minutes or less.

Ronald McDonald House
With 366 locations around the world, this nonprofit organization provides support and assistance to sick children. Whether it’s a safe place for parents to stay while their babies receive necessary treatment, or educational workshops to cheer up the darkest of spirits, the Ronald McDonald House never gives up on any child or family. And they put that money where it belongs, with 87 percent going directly to their work. If you’re on a budget, these random acts of kindness don’t cost a cent.